(Adopted at the 13th Meeting of the Standing Committee of the Tenth National People's Congress on December 29, 2004)

In light of the problems encountered in judicial practice, the Standing Committee of the National People's Congress has discussed the implication of "the credit card" prescribed in the Criminal Law and gives the interpretation as follows:

"The credit card" prescribed in the Criminal Law refers to the electronic payment card that is issued by commercial banks or other financial institutions and that performs the full or part of the functions of payment for consumption, credit loan, transference and settlement, cash deposit and withdrawal, etc.

The Interpretation is hereby announced.

The English translation is for reference only and if there is any discrepancy, the Chinese version shall prevail.